I wanted to transfer $17,000 in credit-card debt. Why did Wells Fargo offer me only a $4,000 credit limit?
I wanted to transfer $17,000 in credit-card debt. Why did Wells Fargo offer me only a $4,000 credit limit?. "I asked why the limit was so low, but they couldn't give me an explanation."
My husband and I earn a good income — $320,000 a year — have credit scores of 830, and our only debts are a $17,000 credit-card balance, a car loan and a mortgage. I also have two other credit cards that I pay off in full every month. We want to transfer the remaining balance to a 0% APR card so we could pay it off over the next year.
I applied for a Wells Fargo card offering 0% interest for 21 months, but they approved me for a credit limit of $4,000. I asked why the limit was so low, but they couldn't give me an explanation. The request for a higher limit was denied. Why would they approve me for such a low credit limit when we have relatively little debt and excellent credit?
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I wanted to transfer $17,000 in credit-card debt. Why did Wells Fargo offer me only a $4,000 credit limit?. "I asked why the limit was so low, but they couldn't give me an explanation."
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